Innovative, Cost-Effective Payment Processing
We are a leading Texas payment processor assisting merchants across the nation. Streamline in-store checkout, secure online gateways, and eliminate credit card processing fees with our compliant Dual Pricing programs.
Dual Pricing Terminal
Real-Time Zero Fee Settlement
Transparent Merchant Services Designed Around Your Margins
Unlike legacy aggregators that bury surprise statement fees, First Texas Payments provides clear underwriting, state-of-the-art hardware, and personal service.
Expert Guidance
Serving thousands of business owners across the United States with personalized payment setups engineered for operational agility and growth.
Lower Rates & Zero Fees
Our compliant Surcharge and Dual Pricing programs eliminate up to 100% of processing costs. 95% of businesses save substantially on their first review.
Texas-Based Support
Direct access to Dallas headquarters support specialists and 24/7 technical assistance without endless automated phone loops.
Comprehensive Payment Solutions
Payment Processing
Accept all major cards (Visa, Mastercard, Discover, Amex), contactless NFC, Apple Pay, and digital wallets with true interchange-plus pricing.
Point of Sale (POS) Solutions
Ergonomic touchscreen countertop and handheld POS systems featuring inventory tracking, employee permissions, and automated tip management.
Surcharge & Dual Pricing
Keep 100% of your retail margins by legally offsetting card processing costs to cardholders while providing transparent cash discounts.
Gift & Loyalty Card Programs
Custom-designed plastic and digital gift cards that incentivize repeat visits, build brand affinity, and generate upfront working capital.
Payment Processing for Every Industry
Whether you manage a fast-paced dining room, a multi-bay auto garage, or a high-volume online catalog, our hardware and software match your specific workflow.
Retail Stores
Barcode scanning, multi-location stock, and swift checkout.
Restaurants & Bars
Tableside payments, kitchen printing, and split checks.
eCommerce & Online
Shopping cart plugins, hosted payment pages, and fraud scrubbing.
Professional Services
Virtual terminals, recurring client billing, and invoice links.
Skilled Trades
Mobile card readers, field invoicing, and on-site payments.
Specialty Businesses
Salons, medical spas, automotive, and recreation venues.
Claim Your Free Merchant Rate Review
Upload or submit your processing figures. We will calculate exactly how much you can save every month using our zero-fee surcharge or interchange-plus pricing.