Innovative, cost-effective payment processing
We are a leading payment processing company with more than 30 years of experience assisting businesses like yours.
Expert Guidance
We currently serve tens of thousands of business owners across the United States, each with a tailored payment solution that suits their unique needs.
Lower Rates and Fees
We offer the lowest rates possible to help you increase profitability. In fact, 95% of business owners who receive our free rate review end up saving money.
Customer Support
Our U.S.-based support team is standing by to assist you.
Payment Solutions
Accept Payments Online,
In-Person, or On the Go
Point of Sale Solutions
Do you need a tailored payment solution for your restaurant or retail business? We offer multiple point of sale options to help you streamline operations, increase efficiency, and improve the customer experience.
Online Payments
Take advantage of the flexibility to accept payments online! Our payment gateway solutions offer a powerful, secure virtual terminal along with seamless integration to online stores. Plus, advanced features are available to help you manage your business.
Mobile Processing
If you’re conducting business on the go, don’t have a typical storefront, or lack the space for a credit card machine, a mobile processing solution could be the answer!
Payment Processing for All Business Types
Retail
Whether you need to manage multiple store locations, fulfill orders online, or even accept credit cards on the go, we can help.
Restaurant & Bar
Our restaurant-specific point of sale systems can help you improve processes and make service easy.
Skilled Trade Services
We provide innovative, secure payment solutions to help you streamline operations, save time, and elevate the customer experience.
eCommerce
We can help you establish your web presence, add a store to your existing website, or even enable payments for an existing online store.
Professional Services
Whether you need to manage multiple store locations, fulfill orders online, or even accept credit cards on the go, we can help.
Specialty
Whether you run a beauty salon, golf course, auto repair shop, or anything in-between, we're here to serve and support your unique needs!
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Integrations Developed with You in Mind
We partner with reputable companies to bring you the best solution possible. Whether you need a website, online shopping cart, payment gateway, or other custom application, you can trust that EMS has the resources to build a tailored solution that lasts.
Let’s find the right solution for your business.
Get to Know the First Texas Funding Team
The First Texas Funding team is the driving force behind the success of our mission. Together, we serve our customers and company with integrity, kindness, and determination. The diverse aptitudes and perspectives each team member brings to their work is a huge part of what drives us to successfully empower the business owners we serve.
Access 0% Processing Rates
Eliminate credit card processing costs with our Surcharge or Dual Pricing Program. These programs can put hundreds of dollars back in your pocket every month and greatly improve your bottom line.
